Mr. Richard LOWE is the Founder (1998) and Executive Chairman of the ACTIVA Group. In this role, he successfully led the expansion of the group throughout Africa and the development of its insurance and reinsurance businesses. In addition to his position in the ACTIVA Group, Richard LOWE created and Chairs the board of the Globus Network (“Réseau GLOBUS”) -the largest insurance network in Africa- which delivers insurance solutions in almost 40 countries in the continent. Prior to founding the ACTIVA Group, Richard LOWE spent more than 18 years in senior management roles with a leading international insurance company. He serves on the board of several companies in the financial sector (insurance and reinsurance, banking) and is a former Chairman of the Association of African Francophone Insurers (FANAF). Richard LOWE (60 years) is married and father of three children.